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Terms of Service

Status: PUBLISHED — reviewed by an AI legal-review panel July 11, 2026; licensed-counsel review completed per owner sign-off 2026-07-25 (the August 7, 2026 amendments are engineering compliance revisions that post-date that counsel review and have not yet been reviewed by counsel; counsel re-review is tracked on the Operator's worklist) · Version: 1.2 · Effective date: 2026-07-11 · Last updated: August 7, 2026

This document has been reviewed by an AI legal-review panel and by licensed counsel engaged by Operator (counsel review completed per owner sign-off 2026-07-25), and is published as Version 1.2, effective as of the date above; the amendments dated August 7, 2026 post-date that counsel review. It is not itself legal advice. Nothing in this document asserts, and it must not be read as asserting, any license, registration, authorization, or regulatory status that Operator does not in fact hold.

Service: Hunter Killer (the "Service") · operated by Irishman Management LLC ("Operator", "we", "us", "our")

1 · Agreement

By creating an account, generating a Discipline Coach report, purchasing a one-off product, accessing, or otherwise using the Service, you ("User", "you", "your") agree to these Terms of Service ("Terms"). If you do not agree, do not access or use the Service. These Terms form a binding legal agreement between you and Operator.

These Terms incorporate by reference our Privacy Policy, our Risk Disclosure Statement, and — if you participate in our beta program — the Beta Participant Agreement. They also incorporate the operative subscription tier, price, and feature information set out on our Pricing page; for clarity, only that operative pricing and feature information is incorporated, and general marketing, illustrative, or descriptive copy on the Pricing page or elsewhere on our website is not part of these Terms and does not create any contractual commitment. Together, the documents incorporated by reference constitute the entire agreement between you and us regarding the Service (see Section 22), and in the event of a conflict the order of precedence in Section 22 applies.

We may modify these Terms from time to time. Material changes will be notified via email to the address on file and by a banner on the dashboard at least 14 days before they take effect, and the "Last updated" date above will be updated. Your continued use of the Service after the effective date of a revision constitutes acceptance of the revised Terms. If you do not agree to a revision, you must stop using the Service and may cancel as described in Section 5.

2 · Service description

Hunter Killer is a crypto liquidation-intelligence and manual-trade-discipline software-as-a-service application (delivered as a Progressive Web App). The Service is decision-support and analytics tooling. Subject to your subscription tier and to which features have been released, we provide, among other things:

Order placement is not generally available as of the Effective Date. The Service's customer order-placement / live-execution capability has not been released to general availability as of the Effective Date. Where and when we make such functionality available, the terms of this Section and Section 6 govern it. Any references to placing, relaying, or executing orders are therefore conditional on that functionality being offered to you.

Automated discipline actions (paper by default). Certain Discipline Coach features can simulate ("paper") an exit when your open position breaches a discipline rule you configured. Any such feature operates in paper (simulation) mode by default and does not place, cancel, or modify any real order. We will not enable live (real-order) automated action on your account unless and until (i) you expressly opt in to live mode, (ii) you provide a trade-capable key under our then-current credential-custody controls, and (iii) the feature is released to you; absent all three, every action resolves to paper. You may disable the feature at any time.

What the Service is NOT. We are NOT a broker, dealer, exchange, money services business, investment adviser, commodity trading advisor, futures commission merchant, or fiduciary, and we do not act in any such capacity. We do not custody, hold, pool, or take possession of your funds or assets. We do not trade on your behalf on a discretionary or autonomous basis. All funds and assets remain in your own accounts at third-party exchanges at all times. If and when order placement is offered, any order placed through the Service is placed by you, on your own connected third-party exchange account, using credentials you provide, and routed to that exchange for execution by that exchange. We do not guarantee that any order will be received, accepted, executed, or executed at any particular price or time.

The features available to you depend on your subscription tier and on whether a given feature has been released. Features are added, changed, deprecated, or discontinued over time (see Section 9), and certain features described in marketing or documentation may not be available to all users or in all jurisdictions.

Third-party data sources; no affiliation. The Service's analytics and Outputs are derived by us from market data made available by third-party exchanges and data providers (for example Bybit, Binance, OKX, Coinbase, Kraken, Deribit, and others). Exchange and venue names and marks are used solely to identify the venues to which data or functionality relates. We are not affiliated with, endorsed by, sponsored by, or acting on behalf of any exchange or data provider; no exchange has reviewed or approved the Service or its Outputs; and all exchange trademarks remain the property of their respective owners. Your use of any exchange remains governed by that exchange's own terms.

3 · No financial, investment, legal, or tax advice

The Service, and all data, analytics, scores, levels, labels, charts, "Engine Read" output, alerts, journals, reports, and other content it provides (collectively, "Outputs"), are provided for informational and educational purposes only and are not investment, financial, trading, legal, accounting, or tax advice, and are not a recommendation, solicitation, offer, endorsement, or inducement to buy, sell, hold, or enter into any transaction in any asset, contract, or instrument.

All Outputs are impersonal and standardized. Outputs are generated by the same mechanical, disclosed methodology for every subscriber at a given tier, are published to all subscribers of the relevant tier on a regular and general basis, and are not tailored to, based on, or informed by any individual user's financial situation, portfolio composition, investment objectives, or risk tolerance. Where the Service displays position-aware overlays or alerts, those outputs are produced by mechanical rules applied to positions, thresholds, and settings that you yourself configure; they do not reflect any judgment by us about you, your circumstances, or the advisability of any transaction for you.

Nothing in the Service should be construed as a recommendation that any particular transaction, strategy, or course of action is suitable or appropriate for you or for any specific person. We do not assess the suitability or appropriateness of any transaction for you, and we do not consider your individual financial circumstances, objectives, or risk tolerance.

You are solely responsible for evaluating the merits and risks of any decision you make, including any decision informed in whole or in part by the Service. You should obtain independent financial, legal, and tax advice from qualified professionals before making any trading or investment decision. You alone decide what trades to place, how much capital to allocate, and what risk to accept. Your use of the Outputs is entirely at your own risk.

4 · AI, automated analytics, and no warranty of results

The Service relies on algorithmic models, statistical methods, calibration routines, heuristics, third-party data feeds, and automated and AI-assisted analytics to generate its Outputs. You acknowledge and agree that:

You agree to read and consider the calibration metadata and any labels, badges, or disclaimers presented with an Output (for example, "BETA," "context-only," "data collecting," "descriptive," or a reach-rate and sample size) before relying on that Output, and to weight any Output according to your own independent judgment.

5 · Subscription and billing

The Service offers Pro and Founding Desk subscription tiers, together with a free, no-account public preview and a free read-only "Preview & after-trial" access level (an unconverted trial account keeps its data and reverts to that level; nothing is charged). The operative prices, billing intervals, and renewal amounts for each tier are those shown on the Pricing page and stated at checkout at the time you subscribe — that point-of-sale amount is the amount you authorize and the amount we charge; the figures recited in these Terms are indicative and, if they ever differ from the Pricing page or checkout, the Pricing-page/checkout amount governs. As of the Last-updated date above, the indicative prices are: Pro ($79/month, $213/quarter, or $790/year); and Founding Desk ($200/month, $540/quarter, or $1,920/year). The Pro tier is identified as "Pro" in billing. The Founding Desk tier is currently marketed as "Founding Desk" and is identified as "institutional" in billing and with our payment processor; we have announced that this tier is expected to be renamed "Institutional" once our published track record exceeds 90 days, and any such display rename does not change the price, features, or terms applicable to existing subscribers. Quarterly and yearly intervals are prepaid, as stated on the Pricing page. Tier names, prices, and the features available within each tier are described on the Pricing page and may change with at least 30 days' notice (price changes apply at your next renewal after the notice period).

6 · Risks of crypto trading (read carefully)

Crypto-asset and crypto-derivatives trading is high risk. By using the Service you acknowledge and accept the following, and you should read the separate Risk Disclosure Statement for additional material risk factors:

You bear sole responsibility for your trading decisions, including those informed by the Service.

7 · Account eligibility

You represent and warrant that you:

These representations apply equally to any use of the Service that does not require an account, including generating a Discipline Coach report or making a one-off purchase; by using those features you make the same representations as to age, sanctions, and lawful use.

Jurisdiction availability. Account creation requires you to declare your jurisdiction of residence and is gated by automated jurisdiction controls, which we may change at any time without notice. As of the Last-updated date above: (a) within the United States, residents of New York, Hawaii, Washington, and Texas cannot register, and a valid state must be declared; (b) within Canada, residents of Ontario cannot register, and a valid province or territory must be declared; (c) residents of Cuba, Iran, North Korea, Syria, Russia, Belarus, Myanmar, and Venezuela cannot register — this block-list reflects comprehensive sanctions and related payment-channel and legal restrictions, and it is enforced both against your declared jurisdiction and independently against the country our edge provider resolves from your connection; and (d) registration is otherwise available worldwide. The controls enforced in the signup flow are authoritative if they differ from this summary, and we may add or remove jurisdictions at any time, including to comply with sanctions or regulatory developments. Availability of the Service in a jurisdiction is not a representation that your use of the Service, or of any third-party exchange or product, is lawful there — some jurisdictions restrict or prohibit crypto-asset trading or related services outright, and you are solely responsible for ensuring that your use is lawful where you are located (see the Risk Disclosure Statement).

You are solely responsible for safeguarding your account credentials, exchange API keys, and 2FA backup codes, and for all activity that occurs under your account. We are not liable for any loss arising from your failure to do so. Notify us promptly at support@hunterkiller.io of any unauthorized use of your account.

8 · Acceptable use

You agree not to, and not to permit or assist any third party to:

We reserve the right to investigate and to suspend or terminate accounts that violate this Section. Violations involving sanctions, money laundering, fraud, or market manipulation may be reported to relevant authorities as required or permitted by law.

9 · Service availability and modifications

The Service is provided on an "as is" and "as available" basis (see Section 11). We make commercially reasonable efforts to maintain availability but do not guarantee uninterrupted, error-free, or secure access. Scheduled maintenance, third-party data-feed or exchange outages, infrastructure failures, security events, and force-majeure events (Section 25) may interrupt or degrade the Service.

We reserve the right, at any time and from time to time, to:

We will use reasonable efforts to notify users of material discontinuations of generally available paid features at least 30 days before they take effect. Beta and experimental features may change or be discontinued at any time without notice (see the Beta Participant Agreement).

10 · Intellectual property; feedback

The Service, including all software, models, calibrations, designs, text, graphics, and analytics, and all intellectual property rights therein, is and remains owned by Operator and its licensors. Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your own personal or internal business trading purposes during your subscription period. All rights not expressly granted are reserved.

License to Outputs and exports. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license, during your subscription period, to use, reproduce, and store the Outputs — including charts, levels, metrics, alerts, reports, screenshots, and the results of any data-export or chart-overlay export functionality we provide — for your own personal use or your own internal business trading purposes. You may share limited, non-systematic excerpts of Outputs (for example, an individual screenshot or chart image) with third parties or publicly, provided that you (a) do not remove or obscure any Hunter Killer attribution, notice, label, sample size, confidence interval, or disclaimer presented with the Output; (b) do not present the excerpt in a misleading way or as investment advice; and (c) do not do so as part of any product, service, publication, or dataset that substitutes for the Service. Except as expressly permitted above, you may not: (i) resell, redistribute, republish, syndicate, or otherwise make available the Outputs or any underlying data to any third party, whether or not for payment; (ii) use the Outputs or any data obtained from the Service to build, train, calibrate, or improve any competing product, service, model, dataset, or data feed; or (iii) systematically extract, harvest, download, or compile Outputs or data from the Service (including via exports, any API, or automation) to create or populate any database, archive, or dataset outside your own internal use. Any API access included in your tier is licensed for your internal use only, unless a separate written data-license agreement with us expressly states otherwise.

Our derived analytics and database rights. The Outputs are original analyses, selections, arrangements, and compilations created by us from market data, and the Service's datasets are protected as compilations and databases under applicable law (including copyright in compilations and, where applicable, the EU and UK sui generis database rights). As between you and us, we — not any exchange or data source — are the maker and producer of these derived datasets. Nothing in these Terms transfers to you any ownership of, or any right in, the Outputs, our models, our calibrations, or our datasets beyond the limited licenses expressly granted in this Section.

You retain ownership of:

You grant us a worldwide, non-exclusive, royalty-free license to host, store, process, and display your content solely as necessary to operate, secure, and provide the Service to you, and to create aggregated, de-identified, and k-anonymized data as described in Section 12 and the Privacy Policy.

If you provide feedback, suggestions, or feature requests, you grant us a perpetual, irrevocable, worldwide, royalty-free, fully paid-up license to use, reproduce, modify, and incorporate that feedback into the Service and our business without restriction, attribution, or compensation.

11 · Disclaimer of warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE AND ALL OUTPUTS, DATA, AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. OPERATOR AND ITS LICENSORS AND SUPPLIERS EXPRESSLY DISCLAIM ALL WARRANTIES, REPRESENTATIONS, AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT: (a) THE SERVICE OR ANY OUTPUT WILL BE ACCURATE, RELIABLE, COMPLETE, TIMELY, CURRENT, OR ERROR-FREE; (b) THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (c) ANY OUTPUT OR MODEL WILL BE PROFITABLE, SUITABLE, OR FIT FOR ANY TRADING OR INVESTMENT PURPOSE; OR (d) ANY ERRORS WILL BE CORRECTED. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM US OR THROUGH THE SERVICE, CREATES ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

THE SERVICE DEPENDS ON THIRD-PARTY EXCHANGES, DATA FEEDS, AND INFRASTRUCTURE THAT WE DO NOT CONTROL, AND WE MAKE NO WARRANTY REGARDING ANY THIRD-PARTY SERVICE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU; IN THAT CASE, SUCH WARRANTIES ARE LIMITED TO THE MINIMUM SCOPE AND DURATION PERMITTED BY APPLICABLE LAW.

12 · Data, privacy, and federated design

Customer-contributed data (your trade journal, your wallet lookups, your API key labels, your settings) is stored per-tenant and isolated by construction; we do not surface your data to other tenants. Aggregate intelligence derived across users is k-anonymized with a minimum bucket size of three distinct tenants before any cross-tenant view is generated, and per-tenant attribution remains operator-side only. Such aggregated, deidentified data contains no personal information, and its provision through our analytics products or B2B data API is not a "sale" or "share" of your personal information (see the Privacy Policy). When Operator personnel access or act on a specific tenant's account or data for support, security, or operational reasons (for example plan changes, suspensions, or moderation actions), those actions are recorded in platform audit logs, and direct cross-tenant reads of another tenant's data are recorded in an append-only cross-tenant access log.

Discipline Coach. When you generate a Discipline Coach report, the read-only exchange API key you provide is used in memory for a single read of your own trade/execution history and is not stored (never written to disk, database, or logs) and can never be used to place, cancel, or fund an order. Coach benchmark and aggregate retail-positioning views are produced only from data you expressly opt in to contribute (via the "contribute" checkbox), consist solely of de-identified, aggregate-only statistics (never your identity, your key, or any individual trade), and are shown only in k-anonymized form (minimum five distinct contributors per figure). Declining to contribute has no effect on your report. Full detail is in the Privacy Policy.

Your exchange API keys and secrets are encrypted at rest using per-tenant keys derived via a key-derivation function from an operator-side master key, so that compromise of one tenant's encrypted data does not expose another tenant's. Account passwords are stored only as salted hashes, and two-factor authentication is available. Further detail is set out in the Privacy Policy.

Our collection, use, retention, and disclosure of personal data is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Service you also consent to the data practices described there. Where you use the Service as a business customer (including on the Founding Desk (institutional) tier) and you act as a controller of personal data of your own end users that you process through the Service, the data-protection terms and any applicable data processing addendum referenced in the Privacy Policy govern that processing; contact privacy@hunterkiller.io to request a data processing addendum where one is required by applicable law.

13 · Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

(a) IN NO EVENT WILL OPERATOR OR ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, TRADING LOSSES, LOST OPPORTUNITIES, LOSS OF GOODWILL, OR LOSS OF DATA, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(b) WITHOUT LIMITING SECTION 13(a), WE ARE NOT LIABLE FOR: (i) losses incurred from your trading or investment activity, including any decision informed by an Output; (ii) losses arising from third-party exchange or data-feed failures, outages, latency, hacks, freezes, or insolvency; (iii) losses arising from your failure to safeguard your credentials, API keys, or 2FA backup codes, or from unauthorized access not caused by our breach of these Terms; or (iv) any reliance on the Engine Read or any other un-validated, BETA, or context-only Output.

(c) OPERATOR'S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (i) THE TOTAL AMOUNT YOU ACTUALLY PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (ii) ONE HUNDRED U.S. DOLLARS ($100).

(d) THE LIMITATIONS IN THIS SECTION APPLY EVEN IF A LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE, AND REFLECT AN ALLOCATION OF RISK THAT FORMS AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN US. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES OR LIABILITIES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU; IN THAT CASE, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. NOTHING IN THESE TERMS EXCLUDES OR LIMITS LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED OR LIMITED, INCLUDING, WHERE APPLICABLE, LIABILITY FOR FRAUD, FOR DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE, OR ANY OTHER LIABILITY THAT APPLICABLE LAW PROHIBITS LIMITING.

14 · Indemnification

You agree to indemnify, defend, and hold harmless Operator and its officers, directors, members, employees, agents, licensors, and suppliers (the "Indemnified Parties") from and against any and all third-party claims, demands, actions, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and costs) arising out of or relating to: (a) your breach of these Terms or any incorporated document; (b) your trading or investment decisions and activity; (c) your violation of any law or any third-party right; (d) your content; or (e) your misuse of the Service or of your exchange accounts and credentials, including any use in violation of Section 8. This indemnity does not apply to the extent a claim arises from our own breach of these Terms, gross negligence, or willful misconduct, or to the extent applicable law prohibits the indemnity (for example, where you are a consumer and mandatory law limits it). We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you will cooperate with us. You will not settle any matter affecting an Indemnified Party without our prior written consent.

15 · Termination

You may terminate these Terms at any time by cancelling your subscription and/or deleting your account through the dashboard. Upon account deletion: your access is suspended immediately; your data enters a 30-day soft-delete grace period during which you may restore the account by contacting support; and after 30 days, your account data (including trade journals, settings, and stored API keys) is permanently purged, except for aggregated/k-anonymized data and records we are required or permitted to retain (such as billing and tax records, which we retain for the period required by applicable law and in any event up to seven (7) years). See the Privacy Policy for retention details.

We may suspend or terminate your access, in whole or in part, with or without notice, for any violation of these Terms, suspected fraud or abuse, non-payment, legal or regulatory requirement, sanctions exposure, or extended inactivity, or if we discontinue the Service. We will notify you by email where feasible. No refund is owed for any suspension or termination for cause (including violation of these Terms, fraud or abuse, meritless chargebacks, sanctions exposure, or non-payment). If we terminate your paid subscription other than for cause — including because we discontinue the Service or the paid tier you purchased — we will refund the prorated unused portion of the fees you prepaid for the then-current billing interval. That refund is in addition to, and does not limit, any non-waivable right applicable law gives you. Sections that by their nature should survive termination will survive (see Section 27).

16 · Governing law and dispute resolution

These Terms, and any dispute, claim, or controversy arising out of or relating to these Terms or the Service (a "Dispute"), are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules, and, to the extent applicable, by the Federal Arbitration Act. Nothing in this Section 16 deprives you of the protection of any mandatory consumer-protection law of your country of residence that cannot be derogated from by agreement (see Section 16.8).

16.1 Informal resolution first. Before initiating any arbitration or court proceeding, you and we agree to first attempt to resolve any Dispute informally by good-faith negotiation for at least 30 days after written notice of the Dispute is sent (to support@hunterkiller.io by you, or to the email on file by us). The notice must describe the Dispute and the relief sought.

16.2 Binding arbitration. If the Dispute is not resolved within the 30-day period, it will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect. The seat and location of the arbitration will be Broward County, Florida, provided that, if you are a consumer, you may elect to participate by telephone or video, or to have the hearing in the county of your residence, to the extent the AAA rules so permit. Arbitration fees. Operator will pay all AAA filing, administrative, and arbitrator fees that the AAA Consumer Arbitration Rules require the business to pay, beyond any capped consumer filing fee provided for in those rules; each party otherwise bears its own attorneys' fees and costs except as the arbitrator may award under applicable law. The arbitrator will have exclusive authority to resolve threshold questions of arbitrability, except that a court has authority over the enforceability of the class-action waiver in Section 16.3. Judgment on the award may be entered in any court of competent jurisdiction.

16.3 Class-action waiver. To the maximum extent permitted by applicable law, all Disputes will be resolved only on an individual basis, and you and we each waive any right to bring or participate in any class, collective, consolidated, or representative action. The arbitrator may not consolidate more than one person's claims or preside over any form of representative or class proceeding. If this class-action waiver is found unenforceable as to any Dispute, then that particular Dispute (and only that Dispute) will be severed from arbitration and resolved in court under Section 16.6.

16.4 30-day right to opt out of arbitration. You may opt out of the arbitration agreement and class-action waiver in Sections 16.2 and 16.3 by sending written notice of your decision to opt out to support@hunterkiller.io within 30 days of the date you first accept these Terms (or, for existing users, within 30 days of the Effective Date of a version that first added this provision). Your notice must include your name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration. If you opt out within this window, neither you nor we will be required to arbitrate Disputes, and the forum-selection provision in Section 16.6 will apply instead. Opting out of arbitration has no other effect on these Terms or your use of the Service, and we will not retaliate against you for opting out.

16.5 Coordinated and mass arbitrations. If 25 or more similar arbitration demands are asserted against Operator (or against you) by or with the assistance of the same or coordinated counsel, the parties agree that, to the extent permitted by the AAA rules then in effect, the demands may be administered in batches of no more than 50 (or such number as the AAA specifies), with a single arbitrator presiding over each batch and a single set of filing/administrative fees per batch, in order to promote efficiency and reduce cost. This Section 16.5 does not waive, expand, or limit any party's substantive rights and does not authorize any class or representative proceeding.

16.6 Forum for non-arbitrable matters and opted-out users. For any Dispute not subject to arbitration (including where you have opted out under Section 16.4 or where arbitration is held inapplicable), you and we consent to the exclusive jurisdiction and venue of the state and federal courts located in Broward County, Florida, and waive any objection to such venue, except where applicable mandatory consumer law entitles you to bring proceedings in, or requires proceedings to be brought in, the courts of your country of residence (see Section 16.8).

16.7 Exceptions. Notwithstanding the above, either party may (a) bring an individual claim in small-claims court if it qualifies, and (b) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement or misappropriation of intellectual property or the violation of confidentiality obligations.

16.8 Mandatory local consumer law. If you are a consumer resident in the European Union, the United Kingdom, or another jurisdiction whose law grants you mandatory, non-waivable consumer protections, nothing in these Terms (including the governing-law, arbitration, class-action-waiver, forum-selection, warranty-disclaimer, and liability-limitation provisions) deprives you of, or operates as a waiver of, those mandatory protections. To that extent, those mandatory protections — including any non-waivable right to bring proceedings in the courts of your country of residence or to the benefit of the mandatory consumer law of that country — prevail over any conflicting provision of these Terms, and the conflicting provision applies only to the extent permitted by that mandatory law.

16.9 Limitation period. Except where applicable law prohibits a shortened limitation period (which includes many claims brought by consumers and claims under non-waivable consumer-protection statutes), any Dispute must be commenced within one (1) year after the cause of action accrues, or it is permanently barred. Where a shortened period is not permitted, the limitation period prescribed by applicable law applies.

16.10 EU/UK consumers. If you are a consumer habitually resident in the European Union or the United Kingdom: Sections 16.2 (arbitration), 16.3 (class-action waiver), and 16.9 (limitation period) do not apply to you; you may bring proceedings relating to these Terms in the courts of the member state or UK nation in which you are habitually resident, and you enjoy the protection of the mandatory consumer-protection provisions of the law of that place. We may bring proceedings against you as a consumer only in the courts of your habitual residence.

17 · Electronic communications and consent

By using the Service, you consent to receive communications from us electronically, including by email to the address on file, by notices posted within the Service, and (if you opt in) via Telegram. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing. You may withdraw consent to non-essential (e.g., marketing) communications at any time as described in the Privacy Policy, but consent to communications necessary to operate your account and provide the Service is a condition of using the Service.

18 · No third-party beneficiaries

These Terms are for the sole benefit of you and Operator and, where expressly stated, the Indemnified Parties. Except for the Indemnified Parties (who may enforce Section 14), nothing in these Terms confers any right, benefit, or remedy on any other person or entity.

19 · Assignment

You may not assign, delegate, or otherwise transfer these Terms or any of your rights or obligations under them, in whole or in part, without our prior written consent, and any attempted assignment in violation of this Section is void. We may freely assign or transfer these Terms, in whole or in part, including in connection with a merger, acquisition, reorganization, sale of assets, or by operation of law. These Terms bind and benefit the parties and their permitted successors and assigns.

20 · Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, that provision will be enforced to the maximum extent permissible and modified to the minimum extent necessary to make it enforceable, or, if it cannot be so modified, severed, and the remaining provisions of these Terms will remain in full force and effect.

21 · No waiver

No failure or delay by either party in exercising any right, power, or remedy under these Terms operates as a waiver of that or any other right, power, or remedy, and no single or partial exercise of any right precludes any further exercise of it. Any waiver must be in writing and signed by the waiving party, and applies only to the specific instance and purpose for which it is given.

22 · Entire agreement

These Terms, together with the Privacy Policy, the Risk Disclosure Statement, the operative pricing and feature information on the Pricing page (as described in Section 1), and (if applicable) the Beta Participant Agreement, constitute the entire agreement between you and Operator regarding the Service and supersede all prior or contemporaneous understandings, agreements, representations, and communications, whether written or oral, regarding the Service. In the event of a conflict among these documents, these Terms control, except that (a) during the beta period, the Beta Participant Agreement controls over a conflicting provision of these Terms to the extent expressly stated in that agreement, and (b) the Privacy Policy controls with respect to personal-data practices. For the avoidance of doubt, general marketing, illustrative, or descriptive copy on our website is not part of this agreement and does not override these Terms.

23 · Copyright and DMCA notice

We respect intellectual-property rights. If you believe that content available through the Service infringes your copyright, you may send a written notice to our designated Copyright Agent: Irishman Management LLC, Attn: DMCA Agent, 1931 Cordova Rd., Fort Lauderdale, FL 33316, or by email to support@hunterkiller.io (subject line: "DMCA Notice") containing the information required by 17 U.S.C. § 512(c)(3), including: (a) a physical or electronic signature of the rights owner or authorized agent; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the allegedly infringing material and its location; (d) your contact information; (e) a statement that you have a good-faith belief the use is not authorized; and (f) a statement, under penalty of perjury, that the information is accurate and that you are authorized to act on the owner's behalf. We may remove allegedly infringing material and terminate the accounts of repeat infringers in appropriate circumstances.

24 · Export controls and sanctions

The Service and its underlying technology and software may be subject to U.S. and other export-control and economic-sanctions laws and regulations, including those administered by OFAC and the U.S. Department of Commerce. You represent, warrant, and covenant that: (a) you are not located in, ordinarily resident in, or a national or government of any country or region subject to comprehensive U.S., EU, UK, or UN sanctions; (b) you are not a person listed on, or owned or controlled by a person on, any restricted-party, denied-party, or sanctions list (including OFAC's Specially Designated Nationals and Blocked Persons List); (c) you will not use, export, re-export, or make the Service available to any person or in any country or region in violation of any applicable export-control or sanctions law; and (d) you will not use the Service for any prohibited end use. We may suspend or terminate access to comply with these laws, and you are responsible for compliance with the laws of your own jurisdiction and of any exchange you connect.

25 · Force majeure

We will not be liable or in breach of these Terms for any failure or delay in performance to the extent caused by events beyond our reasonable control, including acts of God, natural disasters, fire, flood, pandemic or epidemic, war, terrorism, civil unrest, government action, changes in law or regulation, labor disputes, power or telecommunications failures, internet or cloud-infrastructure outages, third-party exchange or data-feed failures, denial-of-service or other cyberattacks, or failures of suppliers or subprocessors. Performance will be excused for the duration of the event.

26 · Changes to these Terms

We may revise these Terms from time to time. Material revisions will be announced via email to your account address with at least 14 days' notice, a banner on the dashboard, and an update to the "Last updated" date above. Your continued use of the Service after the effective date of a revision constitutes acceptance of it. If you do not agree to a revision, you must stop using the Service and may cancel as described in Section 5.

Notwithstanding the foregoing: (a) revisions do not apply retroactively to any Dispute that arose, or of which either party notified the other under Section 16.1, before the revision's effective date — the version of these Terms in effect when the Dispute arose governs that Dispute; and (b) if a revision materially modifies Section 16.2 (arbitration) or Section 16.3 (class-action waiver), you may reject that modification by written notice to support@hunterkiller.io within thirty (30) days of our notice of the revision, in which case the most recent version of Section 16 that you accepted (or, if you previously opted out under Section 16.4, your opt-out) continues to apply between us.

27 · Survival

The provisions of these Terms that by their nature should survive termination or expiration will survive, including Sections 3 (No advice), 4 (No warranty of results), 5 (accrued payment obligations and refund terms), 8 (Acceptable use, as to past conduct), 10 (Intellectual property; feedback), 11 (Disclaimer of warranties), 12 (Data, privacy, and federated design), 13 (Limitation of liability), 14 (Indemnification), 16 (Governing law and dispute resolution), 18 (No third-party beneficiaries), 19 (Assignment), 20 (Severability), 21 (No waiver), 22 (Entire agreement), 23 (Copyright and DMCA), 24 (Export controls and sanctions), 25 (Force majeure), and 27 (Survival), together with any other provision that, by its terms or nature, is intended to survive.

28 · Referral and affiliate programs

We operate two optional, separate growth programs:

Endorsement disclosure (FTC and equivalents). If you participate in either program and publicly endorse or promote the Service — in any medium, including social media, videos, streams, blogs, or newsletters — you must clearly and conspicuously disclose your material connection to us (for example, that you earn commissions or credits from your links) in each endorsement, in compliance with the U.S. Federal Trade Commission's Endorsement Guides (16 C.F.R. Part 255) and any equivalent disclosure rules that apply to you. You may not make earnings, accuracy, or performance claims about the Service that we do not ourselves make, and you may not present the Service's Outputs as investment advice.

We may modify, suspend, or terminate either program, or any participation in them, at any time (including for fraud or abuse); commissions or credits already accrued and not forfeited under the program's stated terms will be honored. The program details stated on the referral and affiliate pages at the time of the relevant transaction govern the amounts and mechanics.

29 · Contact

Questions about these Terms? Email support@hunterkiller.io or use the in-dashboard support form (Settings → Help & Support).

Operator legal entity: Irishman Management LLC Registered address: 1931 Cordova Rd., Fort Lauderdale, FL 33316 Privacy inquiries: privacy@hunterkiller.io

Last updated: August 7, 2026 — deep worldwide compliance assessment + red-team revision (Version 1.2; engineering compliance review, post-dates the 2026-07-25 counsel review): §7 jurisdiction-availability paragraph rewritten to match the enforced controls (worldwide registration minus an explicit block-list — NY/HI/WA/TX, Ontario, and CU/IR/KP/SY/RU/BY/MM/VE enforced against declared jurisdiction and edge-resolved connection country — replacing the former default-deny allow-list description that no longer matched the signup gate); §5 beta bullet reconciled to the live no-card-at-signup flow (no charge can occur without payment details on file); §12 operator-access logging wording aligned to the actual audit/cross-tenant logging implementation; new §28 added covering the referral and affiliate programs, FTC material-connection endorsement disclosure, and program mechanics (Contact renumbered to §29). Prior (July 25, 2026): licensed-counsel review completed per owner sign-off; status lines updated (Version 1.1). Prior (July 18, 2026): pricing + tier-structure reconciliation: indicative Pro pricing updated to the operative $79/mo · $213/qtr · $790/yr (2026-07-18 repricing; point-of-sale still governs, §5); the Free subscription tier was retired and replaced with the free no-account public preview + the free read-only "Preview & after-trial" access level (§5); the beta paragraph reconciled to the operative sign-up flow — card required to start, nothing charged during beta, auto-converts to the selected tier at beta/trial end unless cancelled, email before any charge (§5). Prior (July 11, 2026): AI legal-review-panel revision (Version 1.0, PUBLISHED): Pro pricing reconciled to the operative $39/mo · $105/qtr · $372/yr and pricing shifted to point-of-sale/checkout amounts to prevent drift (§5); DRAFT banner replaced with published status; checkout-surface auto-renewal disclosure + post-purchase acknowledgment commitment (ROSCA/CA-ARL) (§5); renewal reminders extended to monthly plans and yearly 15–45-day window confirmed (§5); EU/UK Coach immediate-performance withdrawal-waiver checkout-capture requirement (§5); chargeback clause narrowed to fraud/bad-faith only, preserving genuine card-issuer dispute rights (§5). Prior (July 4, 2026): Founding Desk tier naming and quarterly/yearly billing intervals; beta comp corrected to at-signup/no-card/no-auto-conversion with 30 days' notice before any first charge; renewal reminders; prepaid-interval refunds and prorated refund on our-side non-cause termination; impersonal/standardized Outputs clause (§3); no-affiliation clause (§2); jurisdiction availability (§7); Outputs/export license and database rights (§10); narrowed indemnity (§14); EU/UK consumer carve-out (§16.10); DMCA agent address (§23); amendment non-retroactivity (§26).

Operated by Irishman Management LLC · 1931 Cordova Rd., Fort Lauderdale, FL 33316